Vermont Truck Insurance


VT License #: 3001638113


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Burlington • Rutland • Essex Junction • Montpelier

Vermont Commercial Truck Insurance

In 2021, there were 412 accidents on Vermont roads involving heavy trucks. Of those crashes, 60 resulted in personal injury, and four involved fatalities.

With road accidents a constant and increasing possibility, it’s vital to understand the requirements for Vermont truck insurance and partner with an independent insurance agent to make sure you and your drivers are protected.


Why do I need Vermont Trucking Insurance?


Insuring your drivers and trucks is legally required. On top of that, it protects your company financially. Here are some numbers to keep in mind:

  • $91,000: The average cost of all large truck crashes
  • $200,000: The average cost of a crash with injuries (and that average only increases based on the severity of the crash)
  • $1,000,000+: The potential cost of a crash if fatalities are involved

Luckily, physical damage coverage protects you from losses, especially when a truck is sidelined for repairs. But as trucking insurance rates continue to rise, it’s crucial to be knowledgeable about things that are required and what your options are.



Why Should I use a Vermont Insurance Agent?

  • Truck Liability Coverage

    Vermont law requires truck drivers to carry a liability insurance policy. The amount you need depends on the type of freight you carry, the size of your truck, and whether you are traveling within the state or over state lines.

  • Physical Damage Coverage

    Physical damage coverage reimburses you for losses to your vehicles. For example, if one of your trucks out of commission due to an accident.

  • Motor Truck Cargo

    Necessary coverage for the commodities that you are hauling. Motor Truck Cargo is typically required by the party who owns the cargo.

  • Truckers General Liability

    Truckers GL is designed to protect your business from damage that might occur when you are not behind the wheel of your truck.

Find Insurance Programs Specific to Your Needs

With all the Vermont truck insurance requirements to keep track of, it’s a good idea to use an independent insurance agent. We’re here to help you find an insurance program that caters to your budget and your own specific needs, be prepared for any emergency, and stay compliant.

An insurance program customized to your needs will save you both time and money because instead of looking for better insurance, you will be able to focus on driving profit. As experts in the trucking industry, the TIS team provides market access to numerous specialty Vermont truck insurance programs to meet your specific needs:

Instant Certificates of Insurance with our Mobile App

In addition to being customized to what you need, insurance also needs to be there when you need it. TIS is available 24/7 to issue your certificate of insurance through our mobile app—so instead of waiting for your insurance agent to get back to you as you’re dealing with the unexpected in the middle of the night.

Get Assistance with your Vermont Truck Permits & Filings

Compliance is another crucial insurance item to keep track of. Staying on top of compliance can be tricky, but missing the mark is costly. TIS agents are there to ensure you keep all of your permits current and in force. We stay current with the ever-changing regulations and permits so you don’t have to. Our permits department is comfortable with all things involving Vermont truck insurance, and we are constantly watching the system for updates to keep your permits up to date and you informed of all changes made to laws and regulations.

Commercial Transportation & Truck Insurance in 48 States

We also offer truck insurance solutions in states bordering Vermont including New York, Massachusetts and New Hampshire. As an independent brokerage, TIS has access to almost every carrier. No matter what kind of truck you’re driving, we can match you with the right carrier for your business. Learn more by contacting us today.


Vermont Truck Insurance Quote

Here is what Our Happy Customers have to say


I’m an Owner Operator in commercial trucking field. My insurance was up after 1 year. I felt like this previous company misquoted and had me paying extremely high. My brother referred me to Kelli Clerisse and she was relentless and the best!!! She got me an insurance $5,000 cheaper and was very professional and moved really quick and got it done. If she said today, she meant it. She never disappeared on me THANKS KELLI!!!!
Mussie Fikre

Everyone at TIS is great. Very easy to contact and they do a great job returning emails/calls and answering questions.
Karina Aguilar

I am giving TIS 5 stars because of Ann Cueto. She is very helpful always give quick response to calls and mails in order to help you with your questions and She also gave me a cheap insurance quote.
Joban Singh Patwari