Dump Truck Insurance

Dump truck insurance

California Dump Truck Insurance

Finding affordable dump truck insurance may seem like a daunting task at first. Although many companies sell insurance for dump trucks, only a few can offer affordable coverage because they have decided to be more competitive in this type of risk. Our agency has specialized in dump truck insurance for decades. This dedication and experience has helped give us access to programs that are unmatched in the trucking industry.

  • Liability Insurance

    This is required for all dump trucks operating in California and all other states.

  • Physical Damage

    Covers your dump truck should it be damaged in an accident.

  • Rental Reimbursement with Downtime

    If you get into an accident and aren’t able to use your dump truck, this helps cover the rental costs and locating a replacement truck.

Dump Truck Specialty Program

The Insurance Store is honored to be a specialty partner with Progressive Insurance. We have access to their highly coveted dirt, sand and gravel (DSG) program here in California. This unique dump truck insurance program was designed specifically for insuring these type of risks.

The DSG program offers countless perks such as:

  • Discounted pricing (up to 25% lower) compared to other insurance companies.
  • Combined deductibles for no additional charge.
  • No extra charges for additional insureds.
  • Lower down payment options.
  • No charge for load spills, overweight or broken windshield claims.
  • Superior customer and claims service.

Many insurance companies are dropping pricing to “compete” with this program, but fail to let the insured know that the coverage is significantly lower as well. In other words, they are not comparing apples with apples but apples with oranges.

Progressive offers many advantages over other insurance companies. They have 24/7 customer support and a claims service that has your best interests in mind. This is all part of the package when you’re insured under the exclusive DSG program from Progressive.

How to Get Dump Truck Insurance

The Insurance Store can create a customized dump truck insurance policy in order to meet your needs. Working with our experienced team, you will deal with someone that knows what they are talking about when it comes to dump trucks.

We are very familiar with the industry and the common terminology used in the business. Your agent will know the meaning of a Super 10, booster, transfer, belly dump and the like. When it comes to updated laws that affect the industry, your agent has you covered. They can also explain additional risks that you are taking when brokering out loads to independent owner operators. We also make sure that your coverage limits meet state and federal guidelines before you sign the policy.

We encourage all dump truck operators to give us a call at 800-354-8535 or request a quote. Our team looks forward to saving you loads of money on dump truck insurance and serving you for many years to come.


As the owner/operator of a small, service-based Dump Trucking business, I really don’t have time to worry about my insurance coverage. I just need to know that I am taken care of. Brent Thunstrom of The Insurance Store, Inc has consistently provided the insurance coverage we need, at a price we can afford. I really appreciate the friendly and personalized service we get, and it keeps me coming back year after year.
Destination Anywhere, Inc.