Heavy-Haul Trucking Insurance



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Heavy-Duty Protection for Heavy-Haul Trucking

Heavy-haul trucking—also known as oversize-load or wide-load trucking—refers to loads that typically exceed standard limits in terms of weight or size as they relate to state and federal guidelines, though it can also include loads that are otherwise conventional in terms of size but exceed 80,000 pounds of gross weight. It frequently requires not only a specialized trailer designed to safely carry the excess weight, length, or width, but also special routing, escorts, and permitting.

The Insurance Store understands that heavy-haul trucking requires a number of additional steps, and can build a custom insurance policy to ensure you’re protected out on the road.


  • Truck Liability

    Liability coverage is required by law. This covers expenses should you be at fault for an accident that causes injury or damage to another party.

  • Physical Damage

    Also known as comp and collision coverage. This pays to get your truck repaired and back on the road after an accident or other covered loss.

  • Motor Truck Cargo

    This is insurance coverage for the oversized cargo you are transporting.


Oversized Benefits for Over-Sized Loads

The Insurance Store’s national market access and curated partnerships with some of the nation’s top insurance agencies permit us the opportunity to provide additional savings to our heavy-haul trucking partners, including the following:

  • An average savings of up to 25% on insurance policies
  • Reliable coverage across the lower 48 states and Canada
  • The TIS24 App, providing digital access to certificates of insurance
  • Available round-the-clock roadside assistance
  • Discounted essentials, such as tires and fuel
  • Reliable customer service and professional claims handling

Request a Heavy-Haul Truck Insurance Quote Today

As an insurance agency that has focused on commercial trucking for almost 50 years, The Insurance Store understands the world of heavy-haul trucking firsthand and can use that experience to help build an insurance policy that provides you with the protection you need on the job. Contact our team of experts today at 800-354-8535 or request a quote online.

We also have our own in-house permits department that can assist you with your IRS Form 2290 Heavy Vehicle Use Tax Return (HVUT) and other necessary paperwork required for this type of trucking.