Tow Truck Insurance

  • Garagekeepers Liability

    Protection for your customers' vehicles while being repaired or stored on your property.

  • On-Hook Coverage

    Protection for your customers' vehicles while being towed.

  • Tow General Liability Insurance

    Pays for personal injury or property damage claims that are not directly related to your covered vehicles.

Why do I need Tow Truck Insurance?

A towing company's main focus is the safe transportation of disabled vehicles. If towing is what your business does, then you'll want to look into tow truck insurance and some of the unique coverages it offers. Having proper coverage is vital to your towing business.

Like any commercial vehicle, tow trucks need to have liability insurance to operate legally on the road. Liability coverage is what pays for bodily injury or property damage to others, should one of your trucks be involved in an incident. Since tow trucks are also transporting others' vehicles, they can face unique liability risks by not having the right coverage's - which could cost you if not properly insured.

Businesses that may need tow truck insurance typically include auto body shops, roadside service providers, auto mechanical repair companies, auto club contractors, full service stations and auto salvage haulers.

Find the right Towing coverage

We have been helping insure tow truck operators for decades and our team is ready to answer any questions that you may have about tow truck insurance. As an independent agency, we have access to many different markets for towing risks and are able to service both small and large sized towing and auto transport businesses, giving you security and confidence behind each truck.

Call our team at 800-354-8535 or request a quote and we'll be happy to discuss your insurance needs, and answer any questions that you might have about getting tow truck insurance.


I own and operate a small vehicle transport company and TIS have been taking care of my commercial insurance needs for many years.
AJQ Services Inc.