North Dakota Truck Insurance

If you are running a trucking business, there are multiple ways to go about protecting your drivers, trucks, and cargo, all key considerations for this line of work. You wouldn’t put just anybody behind the wheel of your semis, so you obviously want to make sure all your drivers are qualified and properly trained. Your big rigs themselves are, of course, an extremely valuable asset, so keeping them all in peak working condition and meticulously maintained is also imperative to a profitable business model. Properly caring for the cargo your business transports is the third wheel, as it were, in this triangle of important elements.

The fourth element in this equation is buying the right insurance to cover unexpected disturbances in the force of occurrences that are both in and out of your control.

Insurance rates may be rising, but so are crashes. The FMCSA reports that in 2018, the “number of large trucks and buses in fatal crashes . . . increased by 48 percent from its low of 3,432 in 2009.” According to the National Highway Traffic Safety Administration, 11 percent of all motor vehicle deaths in 2019 occurred in large truck crashes. So finding the right insurance that provides the best coverage for your specific needs at the best price possible is something very important for your business.

No matter where in this great country your trucking route takes you, insurance is necessary, although specifics may vary from state to state. Let’s review why you need North Dakota truck insurance and why you should use an independent insurance agent when searching for the best protection for your assets.

Find Insurance Programs Specific to Your Needs

Insurance is not conducive to the one-size-fits-all mentality of shopping. When you purchase a policy, you don’t want it saggy in some areas and too tight in others. You want it to be the perfect fit all the way around. You want something that fits your bottom line like a glove.

At TIS, we specialize in the trucking niche and know exactly how to connect you with the right specialty truck insurance program for whatever you drive, such as the following:

• Agricultural
• Auto Haulers
• Box Trucks
• Cement Mixers
• Commercial Vans
• Dry Van
• Dump Trucks
• Flatbed
• Fleets
• Garbage Trucks
• General Freight
• Hazmat
• Heavy Haul
• Hot Shots
• Intermodal
• Livestock
• Logging
• Long Haul
• LTL Trucking
• New Ventures
• Pickups
• Reefer
• Tankers
• Towing

Instant Certificates of Insurance with our Mobile App

Another concern is being able to get a hold of your policy details when you really need them. And we know that accidents are not limited to normal business hours. So you need 24-hour access, seven days a week. Using the TIS mobile app, we can issue your insurance certificate no matter where you are. Wherever the road may take you, it’s like TIS is riding along beside you.

Help with your North Dakota Truck Permits & Filings

As a business, there is no shortage of laws and regulations to keep track of, and any lapse in compliance can set you back—both in fines and in sidelined business operations. That’s why you need an agent who’ll watch over both your permits and your coverage. At TIS, our permits department is knowledgeable in all of the permits and regulations in North Dakota, and we are constantly watching the ever-changing system for updates that might trip you up. We ensure our clients have all of the necessary North Dakota truck permits and keep you informed of all changes made to laws and regulations.

Commercial Transportation & Truck Insurance in 48 States

As an independent agency, TIS has access to nearly every available carrier in the upper Midwest region. We are proud to serve the neighboring states of South Dakota, Montana and Minnesota. No matter what kind of truck you’re driving, we can partner you with the right carrier for your business. Contact us today to learn more.