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General liability is not something that most truckers think about because most of their liability is covered under their commercial auto policy. When a trucker takes on a contract, typically from a larger company, the insurance requirement section of the contract demands general liability coverage. Whether you have this coverage or not, you do have general liability risk just by …

No one ever thinks they’re going to get into an accident. But the truth is, accidents happen all the time. And if you’re driving a commercial truck, the stakes are even higher because of the value of your own truck is so high. That’s why having physical damage coverage is so important. What is physical damage coverage? Collision coverage, which …

Jose started his dirt, sand, and gravel hauling business in 2006. At this time, he was doing general construction when his neighbor bought a truck, and it piqued his interest.  He soon learned that he was making great money, and he wanted to do the same. He was able to successfully purchase his own truck. With everything going smoothly, he …

Here are pictures from the TIS Halloween 2022 desk decorating contest. To see the costumes, click here. Maribel, Sarika and Ursula (Murrieta Office) Jenna (Murrieta Office) Kim (Murrieta Office) Olga (Murrieta Office) Rachel (Texas Office) Sherry (San Diego Office)

Here are pictures from the TIS Halloween 2022 costume contest. To see the desk decorations, click here. 3 Witches of AZ (Arizona Office) Adams Family (Murrieta Office) Barbies (Murrieta Office) Disney Princesses (Murrieta Office) Dolls of TIS (San Diego Office) Freddy Krueger (Murrieta Office) Scary Theme (Tracy Office) Hungry Hungry Hippos (Washington Office) Insurance Icons (Murrieta Office) Peanuts Gang (Murrieta …

Did you know every year interstate carriers are required to file with the United Carrier Registration? Even if you do not cross state lines but are registered as an interstate hauler, you are required to file your UCR before 12/31 for the following calendar year. Let us help with this end of the year filing so you can spend more …

Understanding all the reasons for rising costs in health care are very complex and would take pages of explanation to outline. Here are a couple basic factors to look at in order to get a picture of what’s going on with the ever-increasing health insurance costs. It’s not as simple as saying health insurance companies are greedy and heartless organizations, …

This is a recipe from Gloria Rodriguez’s grandmother. She has fond memories of learning to cook with her in her kitchen as a child. Ingredients: 2 ½ lb pumpkin puree 6 oz. piloncillo or brown sugar 1 tsp. ground cinnamon ¼ tsp. ground clove spice ¼ tsp. ginger For the dough: 2 ½ cups all-purpose flour 2 eggs lightly beaten …

Only child, JR Samson is a self-described “Mama’s Boy” who shares a love for the movie “Nell” with his mom from which they quote routinely. “She’s my little chickabee” is an example of a quote that gets a laugh…it’s a family thing. When he and his mom are excited about a story, their mannerisms are very similar, and they get …

Submitted by Sandi Simon “My mama used to make Pumpkin Surprise every Thanksgiving. The whole family loved it, and now we try to duplicate her recipe in her absence. We get close, but nothing compares to a mama’s cooking or baking. We miss her so much!” Ingredients: One large can pumpkin — One box yellow cake mix One 13 oz. …

Umbrella insurance is great for anyone who is at risk of being sued, which is all of us. Some liability risk factors include owning property, renting it out, employing household staff, having a trampoline or hot tub, hosting large parties, and being a well-known public figure. Let’s say someone at your large holiday party was injured and ends up with …

Patrick was born and raised in Riverside, CA and currently resides in Lake Elsinore, CA. Growing up as the second youngest in a family of seven, Patrick was able to learn the good and the bad from his older siblings. As they all grew up and learned from each other, they all ended up on different career paths later in …

This was my mother-in-law’s signature baked item.  Holtville, California is home to the Carrot Capital of the World.  She developed this recipe, and it was requested by friends and neighbors every holiday that I can remember.  As her son and I were married for 34 years, I saw a lot of these cakes go out the door. It was so …

Recipe from Dorothy Langston – grandmother of Brandon St Clair Combine 1 can frozen orange juice 1 can frozen lemonade 10 cans of water 1 ½ c sugar 1 tsp vanilla 1 tsp almond extract 1 2-litre bottle 7-up or Sprite