If you’re a trucker, you know the drill. You’re out on the open road, doing your thing, and some little four-wheeled car speeds by you like you’re standing still. The driver recklessly cuts you off, and you can’t help but think to yourself, “What are they doing? Do they know I could crush them like a beetle if I wanted to?”
We know, we know. It’s hard not to feel like a big, bad trucker when you’re behind the wheel of a 20-ton rig. But the truth is, even though you may be big and strong, you’re not invincible. In fact, you’re quite vulnerable when you’re out on the open road. That’s why it’s so important for you to have truckers’ liability insurance.
What is Truckers Liability Insurance?
Truckers’ liability insurance is a type of insurance that provides coverage for damages that occur as a result of your actions while operating a commercial vehicle. This includes damages to property, such as other vehicles or buildings, as well as injuries to other people. Essentially, it’s there to protect you in the event that you accidentally cause damage or injury to someone else.
Why Do I Need It?
You might be thinking to yourself, “I’ve been driving a truck for years and I’ve never had an accident. Why do I need truckers’ liability insurance?” And that’s a valid question. The answer is twofold: first, accidents can happen to anyone at any time; and second, if you do have an accident and someone sues you, truckers’ liability insurance will help cover your legal costs.
How Much Does It Cost?
The cost of truckers’ liability insurance varies depending on a number of factors, such as the size and weight of your rig, your driving history, and the state in which you operate. However, on average, it ranges from as low as $8,000 to $15,000 per year, but it can vary depending on carrier, truck type and other factors.
We know that being a trucker isn’t easy. You’ve got enough on your plate without having to worry about things like liability insurance. But trust us when we say that it’s worth the peace of mind. So do yourself a favor and get insured today. Ring us today at 800-354-8535 to get a quote!