Duluth Truck Insurance

MN License #: 40723549

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Getting to Grips with Duluth Minnesota Truck Insurance

Ever had the sneaking suspicion that Duluth, Minnesota is more than just a quaint, picturesque city that's been named after a French explorer? If you said "You betcha," then you've hit the nail on the head. Duluth is no mere run-of-the-mill town. It's a hub for freight and logistics with big rig trucks weaving through its highways like a ballet of giants.

Located on the North Shore of Lake Superior, Duluth is Minnesota's fifth-largest city, known for its port, one of the most significant in the Great Lakes region. It's a city where the heady pulse of industry blends seamlessly with the alluring whispers of nature. But beyond the captivating Canal Park, the magnificent Lake Superior and the historic Aerial Lift Bridge, Duluth is a bona fide titan of trucking.

Heavy cargo trucks lumbering along the scenic North Shore Scenic Drive or the bustling I-35 are as much a part of Duluth as the lift bridge or a frigid winter morning. Grains, coal, limestone, you name it! These trucks haul a bit of everything, keeping the city's robust economy chugging along.

The Importance of Commercial Trucking Insurance Coverage

In the trucking world, the phrase "better safe than sorry" rings truer than a bell tolling at high noon. But let's face it, truck insurance isn't a one-size-fits-all deal. The needs of a trucking company shipping taconite along Highway 61 are vastly different from those delivering craft beer to Lincoln Park. That's why it's essential to understand the different types of commercial truck insurance coverages.

  • Auto Liability

    What happens when a Duluth bound truck loaded with timber takes a wrong turn at Gooseberry Falls and sideswipes a car? Well, Auto Liability insurance ensures you won't be left holding the bag. It covers bodily injury and property damage to others if you're at fault in an accident.

  • Physical Damage

    Trucks don't come cheap, and if your rig suffers damage in an accident, repair costs can leave your wallet lighter than a feather. Physical Damage coverage protects your truck and trailer against such unexpected expenses.

  • Motor Truck Cargo

    Imagine this: A truck loaded with Duluth's famed wild rice gets caught in a severe snowstorm on the way to Hermantown, resulting in the cargo being damaged. Motor Truck Cargo insurance covers the loss or damage to the goods you're transporting.

  • Non-Trucking Liability

    If you're out and about in your rig but not on a job (like making a pitstop at Grandma's Pancake House), Non-Trucking Liability offers protection for any accidents that might happen during personal use.

  • Workers Compensation

    Trucking isn't for the faint of heart. Workers Compensation provides benefits to your employees if they're injured on the job. So, if one of your drivers sprains their back while loading a truck at Duluth's port, this policy's got their back (pun intended!).

  • General Liability

    General Liability covers those other "oops" moments that can occur in your day-to-day trucking operations, be it damage to a customer's property or accidents in your office.

The Insurance Store: Your Trusted Partner in the Road Ahead

When it comes to Duluth Minnesota truck insurance, not all agencies are cut from the same cloth. At The Insurance Store (or TIS, as our pals like to call us), we're more than just an insurance agency. We're a family-owned business with a golden legacy of 50 years, serving the good folks of Duluth with a smile and a hearty handshake.

Our TIS team, your trusted pit crew, connects you with a host of A+ rated insurance carriers that specialize in commercial trucking. These top-of-the-line folks know a thing or two about your industry and provide tailor-made solutions just for you.

And did we mention our spiffy app, TIS24? This nifty tool is like having a personal insurance agent right in your pocket. Whether you need to issue certificates of insurance, fetch ID cards, or access policy documents, TIS24 is your go-to app. It's like having Duluth's iconic Lift Bridge – reliable and always ready to serve.

Permit Us to Talk About Permits

Truck permits and filings can be as convoluted as a coiled spring. But don't you worry, we've got a secret weapon – TIS Trucking Services. This dedicated division is your ace in the hole for navigating the confusing world of commercial trucking permits in Minnesota.

Let's Hit the Road Together

In the world of trucking, Duluth isn't just another city on the map. It's a crossroads of industry, commerce, and the steadfast spirit of Minnesotans. And as you steer your way through the highways and byways of Duluth, The Insurance Store is right there with you.

Ready to navigate the road of Duluth Minnesota truck insurance with the TIS team? Give us a holler at 888-570-3130 or request a quote online. After all, every journey begins with a single step, or in this case, a phone call. Happy trucking, Duluth!

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Here is what Our Happy Customers have to say

This company has the best team. Everybody is so polite and patient and they try to help and give you the best rate. I work with Cyntia and Glena the most professional person. Thank you very much for your help and service. 5 stars is not enough I give you 10 stars.
Jenny Marin