Perris Auto Insurance

Perris Auto Insurance

Understanding Perris Car Insurance Coverages

• Bodily Injury Liability

  Bodily injury liability coverage is a crucial component of auto insurance for Perris residents. Imagine you're driving along Ramona Expressway and accidentally cause a collision, injuring the occupants of the other vehicle – without adequate coverage, you could be personally liable for their medical expenses and lost wages. At The Insurance Store, our knowledgeable agents recommend opting for liability limits of at least $100,000 per person and $300,000 per accident, surpassing California's minimum requirements of $15,000 and $30,000, respectively. Allow our experienced team to guide you in selecting the optimal auto insurance policy that provides robust protection while fitting your unique needs and budget.

• Property Damage Liability

  At The Insurance Store, we understand the importance of having property damage liability coverage in Perris, California. Imagine you're driving down Perris Boulevard and accidentally sideswipe a parked luxury car, causing significant damage. With our tailored property damage liability coverage, you can have peace of mind knowing that you're protected against the high costs of repairs or replacement. We'll work with you to determine the right policy limits to safeguard your assets, whether you need the state minimum of $5,000 or a higher limit like $50,000 or more.

• Comprehensive Coverage

  For Perris drivers, comprehensive auto insurance is a vital safeguard against non-collision incidents that can damage your vehicle. Picture this: you're shopping at Perris Plaza when a sudden hailstorm leaves your car with numerous dents, or you discover that your catalytic converter was stolen while parked on D Street. With comprehensive coverage, you can have peace of mind knowing that repairs or replacement costs will be covered, subject to your chosen deductible. Our knowledgeable agents at The Insurance Store will work with you to find an affordable comprehensive policy that fits your budget while ensuring your vehicle is adequately protected against the unique risks faced by Perris residents, such as theft, vandalism, and extreme weather events.

• Collision Coverage

  At The Insurance Store, we understand the importance of collision insurance for Perris drivers navigating the city's busy streets and highways. Imagine you're involved in a rear-end collision on the Ramona Expressway or accidentally hit a guardrail while driving on the I-215. With collision coverage, you can have peace of mind knowing that repairs or replacement costs for your vehicle will be covered, minus your selected deductible. Our experienced agents will work with you to find an affordable collision policy that strikes the perfect balance between protection and price, tailoring options to suit your specific needs as a Perris resident.

• Uninsured/Underinsured Motorist

  We recognize the crucial role uninsured and underinsured motorist coverage (UM/UIM) plays in safeguarding Perris drivers from the financial consequences of accidents involving inadequately insured individuals. Picture this: you're waiting at a stoplight on Nuevo Road when an uninsured driver slams into the back of your vehicle, or you're sideswiped by an underinsured motorist while navigating the Perris Crossing shopping center parking lot. In these scenarios, UM/UIM steps in to cover medical expenses for you and your passengers, as well as repairs to your vehicle, subject to your chosen deductible. Our knowledgeable agents at The Insurance Store will work closely with you to determine the appropriate UM/UIM limits that strike a balance between comprehensive protection and affordability, ensuring you're well-prepared for the uncertainties of driving in Perris and the surrounding areas.

• Medical Payments

  At The Insurance Store, we understand the value of medical payments (MedPay) coverage for Perris drivers seeking an affordable way to protect themselves and their passengers from accident-related medical expenses. Imagine you're involved in a collision on the Ramona Expressway due to another driver's sudden lane change, or your child sustains injuries while riding in a friend's car that's rear-ended near Perris High School. With MedPay, you can have peace of mind knowing that ambulance rides, hospital visits, and medical treatments will be covered, regardless of who is at fault. Our experienced agents will work closely with you to determine the appropriate MedPay limits that provide comprehensive protection without straining your budget, ensuring you and your loved ones are well-prepared for the unexpected on Perris roads.

• Rental Reimbursement

  For Perris drivers, rental reimbursement coverage is a valuable asset that helps cover transportation costs while your vehicle is being repaired following an accident. Imagine you're involved in a collision on Nuevo Road that leaves your car undrivable, or your vehicle is significantly damaged by a hit-and-run driver while parked at the Perris Valley Shopping Center. With rental reimbursement, you can have peace of mind knowing that the expenses associated with renting a temporary vehicle will be covered, allowing you to maintain your daily routine without added financial stress. Our knowledgeable agents will work with you to determine the appropriate daily and maximum limits for your rental reimbursement coverage, ensuring you have the support you need during the repair process without overstretching your budget.

• Roadside Assistance

  For Perris drivers, roadside assistance offers crucial support when faced with unexpected vehicle issues like dead batteries, flat tires, or lockouts. Picture this: you're stranded in the Perris Plaza parking lot with a car that won't start due to a drained battery, or you discover a flat tire while driving on the Ramona Expressway. With roadside assistance, you can have peace of mind knowing that help is just a phone call away, whether you need a jump-start, tire change, or even a tow to a nearby repair shop. Our experienced agents will work with you to find an affordable roadside assistance plan tailored to your specific needs as a Perris resident, ensuring you're well-prepared for the common challenges that can arise during daily commutes or errands around the city.

• Rideshare Coverage

  Perris residents who work as rideshare drivers for companies like Uber or Lyft, having the right insurance coverage is crucial to protect their livelihoods. Imagine you're navigating the streets of downtown Perris to pick up a passenger when you're involved in a collision on D Street, or you're rear-ended while transporting a rider along the I-215. Without specific rideshare insurance, your personal auto policy may not cover the damages or medical expenses incurred during these incidents. At The Insurance Store, our knowledgeable agents will work closely with you to find an affordable rideshare endorsement or policy that fills the gaps in your coverage during Period 1 (when you're en route to a rider) and Period 3 (when you have an active ride), ensuring you're not left paying out-of-pocket for accidents that occur while working as a rideshare driver in Perris.

Why Choose The Insurance Store for Car Insurance in Perris?

Here is what Our Happy Customers have to say

For many years I have relied on The Insurance Store for great rates and great coverage, and I am very grateful for that. The representatives have always been helpful and have always handled any inquiries I have had with ease. Recently I spoke to Sarika, a representative, and she was able to assist me with my account in a hassle-free manner.

Francisco Huerta