Owner-Operator Trucking Insurance



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Custom Trucking Policies for Owner-Operators

If you’re not a company driver, there’s a good chance you’re an owner-operator. These truck drivers are self-employed and make a living by transporting goods by establishing partnerships with clients or taking contract work. According to a recent count, there are between 350,000 and 400,000 owner-operator truck drivers in the United States, some of whom may operate completely independently or work with a small team of other independent contract drivers.

The Insurance Store has experience with the owner-operator side of trucking and can help build a custom insurance policy that keeps you safe while on the job.


  • Truck Liability

    To stay legal while on the road, you will need this coverage as a minimum.

  • Physical Damage

    Insures you against unexpected events like collision, theft, and other damages to your truck.

  • Motor Truck Cargo

    Provides insurance coverage on the freight or commodity hauled.


Benefits with Owner-Operator Truckers in Mind

Having established partnerships with some of the best "A-rated" insurance carriers in the country, The Insurance Store can provide our owner-operator trucking customers with a number of benefits, including the following:

  • Savings of up to 25% on individual insurance policies
  • Dependable coverage across the lower 48 states and Canada
  • Access to digital certificates of insurance through the TIS24 App
  • Discounts on essentials such as tires and fuel
  • Available 24/7 roadside assistance at no extra cost
  • Round-the-clock roadside assistance
  • Responsive claims and customer service

Submit a Request for an Owner-Operator Policy Today

The Insurance Store understands the freedom that comes with working as an owner-operator and wants to make sure you are protected out on the road. Our custom insurance experts look at your particular situation and put together a policy that has everything you need to safely get the job done. Contact us today at 800-354-8535, or request a quote online to learn more.