Motor Truck Cargo Insurance

In Newsletter by brandon

Motor Truck Cargo insurance is needed by For-hire truckers to properly cover the commodities they are hauling. It is generally required by the party who owns the product being transported. This ensures that if their goods are damaged or stolen while in transit, their assets will be covered. Depending on the cargo that is in transport by your big rig, …

Disneyland Pumpkin Soup

In Newsletter by brandon

This recipe is gluten and vegan-friendly. Ingredients: • 2 tablespoons olive oil • 1 small white onion, diced • 1 cup diced butternut squash (skin and seeds removed) • 3 cups canned pumpkin (approximately 1 ½ 15-ounce cans) • 1 tablespoon honey or light agave syrup • 2 cups water • ¼ cup apple juice concentrate • 2 teaspoons vegetable …

Disneyland’s Apple Pie Caramel Apples

In Newsletter by brandon

Prep Time: 20 minutes Cook Time: 0 minutes Refrigeration: 3 hours Total: 3 hours 20 minutes Serves: 4 Ingredients 4 large Granny Smith apples 5 c. caramels or appx. 1 bag Kraft Caramel bits 7 cinnamon graham crackers or 1 prepared pie crust 1 1/2 lbs. melting chocolates or chocolate chips cinnamon and sugar to taste (appx 2 Tbsp sugar + 1/8 tsp. …

Cyber Insurance: Data Breach and Cyber Liability Insurance

In Newsletter by brandon

Sadly, data breaches and other cyber crimes are becoming the norm in today’s society. You may think that only large corporations are under attack with this type of crime; however, 55% of small businesses have experienced a data breach and 53% have had multiple breaches.  Hackers can target personally identifiable information or personal health information you keep on your business’ …

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Charity Event: Urban Angels

In Newsletter, Featured by brandon

Volunteering at Urban Angels is one of our staff’s favorite opportunities to volunteer all year. Although this year looked a little different than in years past, there was still a wonderful time had by all. Due to the Coronavirus restrictions, we were not able to serve the meal directly to the residents; instead, we were able to make and plate …

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How Much Auto Coverage Do You Need?

In Newsletter by brandon

Car insurance is required in the state of CA. The auto liability coverage required on your car insurance policy helps pay for covered losses, such as the other party’s medical bills and damage to their vehicle or other property that results from the accident. It also helps pay your legal fees if you are taken to court over the accident. …

Sour Cream Apple Pie

In Newsletter by brandon

As you slice the apples, put them in a bowl and toss them with a little lemon juice or apple cider vinegar. The acidity of the lemon juice or vinegar will help keep the apples from discoloring while you work and will intensify the apple flavor in the pie. Prep time: 20 minutes Cook time: 50 minutes Yield: Serves 8 …

Butternut Squash Soup

In Newsletter by brandon

If you finely chop (1/2-inch) the butternut squash, apple, carrot, celery, and onion, they’ll cook more quickly. Add a smoky flavor to the soup by sprinkling in some smoked paprika. Make the soup a little more creamy by swirling in some sour cream (after you remove the soup from heat). Butternut squashes come in various sizes. Your ratio of chopped …

Top 9 Ways to Lower Your Homeowners Insurance Premium

In Newsletter by brandon

We know that when it comes to protecting your home and everything you have worked so hard to create, you are willing to do almost anything. Well, we want to help guide you in this process, so we have come up with 9 features for you to focus on. In addition to making your home a safer place to reside, …

Pineapple Chicken Recipe

In Newsletter by brandon

Ingredients: (4 servings) 1 c. unsweetened pineapple juice 3/4 c. ketchup 1/2 c. low-sodium soy sauce 1/2 c. brown sugar 2 cloves garlic, minced 1 tbsp. freshly minced ginger 1 lb. boneless skinless chicken breasts 1 tsp. vegetable oil, plus more for grill 1 pineapple, sliced into rings & halved Thinly sliced green onions, for garnish Directions: In a large …

MC or MCP Number? What is it?

In Newsletter by brandon

MC Federal Permit What is an MC? An MC (Federal Motor Carrier) Number allows you to cross state lines out of your home state (where your DOT is registered). An MC Number allows you to transport interstate commerce. Your MC is your FMCSA operating authority. Operating authority dictates the type of operation a company may run and the cargo it …

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Charity Event: 2020 MS Walk for a Cure

In Featured, Newsletter by brandon

What is MS, and why is it important to TIS? MS or Multiple Sclerosis is an unpredictable disease that disrupts the flow of information between the brain and the body. MS is not a kind disease, and it affects each person differently. People battling MS can face issues at both the physical and cognitive levels, but with that, each person’s …

Dipped Strawberry Cheesecake

In Newsletter by brandon

Served with strawberries and graham cracker crumbs, this Cheesecake Dip makes a quick and easy impromptu treat or dessert. Ingredients: 1 (8 ounces) package cream cheese – softened 1/2 cup sour cream 1/2 cup confectioners’ sugar 2 tablespoons milk 1/2 teaspoon almond extract 1/2 teaspoon vanilla extract 2 pints fresh strawberries 1/2 cup graham cracker crumbs Instructions: In a bowl, beat the cream cheese until smooth. Add the sour cream, confectioners’ sugar, milk, almond extract, and vanilla …

BBQ Pulled Pork Sandwiches

In Newsletter by brandon

Recipe yields 12 servings Ingredients: 1 (14 ounce) can beef broth  3 pounds boneless pork ribs  1 (18 ounce) bottle barbeque sauce Rolls (if you want to make them into a sandwich) Directions: Step 1 – Pour can of beef broth into slow cooker and add boneless pork ribs. Cook on High heat for 4 hours or until meat shreds …

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What is Pollution Liability Insurance?

In Featured, Newsletter by brandon

Pollution Liability Pollution liability insurance protects third parties from pollution caused by the insured’s activities. These policies typically cover personal injury and property damage. You may also be covered for clean-up costs to remove the hazardous substances and restore the property to usable condition. Some insurance companies also allow you to add coverage for legal fees and investigation costs involved …

Workers’ Compensation and AB5

In Newsletter by brandon

If you are an independent contractor or subcontractor, the cost of your workers’ compensation policy may be affected on July 1, 2020. Assembly Bill 5 (AB5), signed by Governor Newsom last year, takes effect for workers’ compensation on July 1, 2020. Among other things, AB 5 changes the criteria used to determine whether, by law, a person who performs work …